Financial Infrastructure To Grw Your Revenue
Effortlessly manage your everyday transactions while automatically building savings for the future you've always dreamed of
3 Steps To a Better Future
Empowering individuals, families, and communities through innovative financial solutions. Choose the program that aligns with your goals and start building a better future today.
Sign up in minutes.
Create your account quickly and easily. Get started with Seabed Cooperative in just a few simple steps. No complex paperwork required.
Select a program.
Choose from our Education, Apprenticeship, Traders, or School to CEO programs. Pick the one that aligns with your goals and financial plans.
Make contributions.
Contribute daily, weekly, or monthly based on your convenience. Track your progress and watch your investment grow over time.
Receive guaranteed payouts.
Get 100% to 300% returns on your contributions depending on your program. Enjoy consistent payouts that empower your future and your family's prosperity.
Seabed Multipurpose Cooperative Society Limited is a registered cooperative organization. All programs are subject to terms and conditions. Returns are based on contribution periods and program type.
Things You Stand to Gain From Our App
Experience seamless savings and empowerment through our innovative platform
Take Care Of Your Bills
Automatic Bill Tracking
Never miss a payment with automated bill tracking that monitors due dates and sends timely reminders for all your recurring expenses.
Flexible Payment Scheduling
Schedule payments in advance with flexible options for one-time, recurring, or split payments to match your cash flow.
Secure Transaction Processing
Bank-level encryption and secure payment processing ensure your financial information and transactions are always protected.
Master your spending with Insights
Automatic tracking
Track all your contributions automatically and see exactly where your money is growing.
Goal planning
Set your financial goals and receive updates as you progress towards achieving them.
Secure & Trusted
Built on trust and transparency. Your financial future is in safe hands with Seabed Cooperative.
10,000+
Active Members
₦2B+
Disbursed
5 Years
Track Record
Got Questions?
We've Got Answers
You can contribute daily, weekly, or monthly based on your preference. The minimum daily contribution is ₦150, weekly is ₦1,000, and monthly is ₦4,000 (varies by program). Your contributions accumulate over the program period, and you receive returns according to your chosen program structure.
Payout timelines vary by program. The Education and Traders programs start payouts in the 4th year after 3 years of contributions. The Apprenticeship and School to CEO programs pay out after 5 years of contributions. All payouts are guaranteed and structured over multiple years.
You can request a refund at any time during the contribution period. Refunds are processed within 90 working days and subject to a 30% administrative cost deduction. Alternatively, you can choose to wait until the program completes and receive your full scheduled payout.
Yes, Seabed Multipurpose Cooperative Society Limited is a registered cooperative organization. We use bank-level security measures including 256-bit encryption, two-factor authentication, and continuous monitoring to protect your funds and personal information.
Absolutely! You can enroll in as many programs as you wish. Each program operates independently, allowing you to diversify your contributions and maximize your returns across education, apprenticeship, trading, and business empowerment initiatives.
Returns depend on your program: Education and Traders programs return 100% annually for 5-6 years after your contribution period. Apprenticeship and School to CEO programs return 300% of your total contribution after 5 years. All calculations are transparent and guaranteed.
Our headquarters is located at E.U. Building kilometer 35 lekki epe expressway, Lakowe, Lekki, Lagos. You're welcome to visit us during business hours or contact us via phone at +234-903-942-0459 for more information.